Senior Credit Adviser
The first thing you notice about Terri is that she is a fantastic conversationalist – warm, engaging, personable and quick to laugh. She has the ability to ask pointed questions and cut through all the issues so she can work out not just what people want, but what they need.
CR 491039 | ACL 501018
Terri says her personal superpower is her excellent memory. She’s also consistent and dependable.
Having completed a Bachelor of Business and a Bachelor of Science from the University of Technology, Terri admits that in many ways she ‘stumbled into mortgage broking’, but it’s a job she loves.
“I’ve always been good with numbers and this is a job that enables me to use that skill and also to help people in a meaningful way when they’re buying the family home, or building wealth through property investment.
Every client has their own challenges, and every challenge is different.
I always like to rise to a challenge… and I get huge satisfaction from solving problems and putting a smile on people’s faces.”
Terri is Sydney born and bred – she has great geographical and general knowledge – and this is a great asset when assisting clients.
“I love this city – you just can’t beat the beaches and the harbour, the outdoor lifestyle, the restaurants and entertainment. Who wouldn’t want to live here? I understand that particular desire very well, so it’s always really great when my clients find a home they love, and I can help them get access to finance to buy it.”
I had my mortgage sorted with Terri Miller from Shore Financial, it was really outstanding and worry-free experience.
To you Terri: I just want to drop a quick note to extend a huge thank you for everything you did when I was going through my mortgage process. There is no way that I will be able to show my appreciation for all your efforts! Thank you for going above and beyond to get everything sorted so promptly and so worry-free for me! Thank you very much for all the saving you’ve made for me that I could never have done without your relentless and incredible support. Many thanks again.
If you’re looking for someone to secure you a great home loan then Terri Miller from Shore Financial is the person you should go and see.
Terri helped us to maximise our borrowing capacity and more importantly to save thousands of dollars through negotiating the lowest possible interest rate – below what we could have achieved going direct to the bank ourselves.
I highly recommend Terri for your next home loan. She provided exceptional customer service and was proactive and super responsive.
Thank you Terri, you made the whole process stress-free!
All the best Tim & Shae
Worked with Terri Miller on the purchase of our first home and she is an absolute gun! She’s knowledgeable on the market, honest & always responds promptly. Thanks for your expert advice negotiating the complexities of purchasing a new home – happy that I went with Shore Financial instead of going to a bank directly as the time delay would have meant that we missed out on the property of our dreams.
Terri and her team could not have been more helpful during the process of obtaining our home loan. With constant communication and simple explanations they made the complicated seem so easy.
Would highly recommend Terri and the Shore team.
Terri and her team (nice one Jean & Theresha) take the stress out of getting a home loan.
I’ve lost count of the number of times Terri has helped me get a loan and every time has been stress free – not only that they get me great deals with great rates.
I’m pretty sure I’m not the easiest customer to deal with, but the team handles me with professionalism and calm.
Buying that dream home or that first step into property investing can seem a little daunting, but with Shore Financial it’s as easy as buying a delicious sourdough ham sandwich with radish at my favourite cafe.
Only broker you should be using. Go on , give Terri a call.
Terri Miller and the team at Shore Financial were absolutely fantastic. I dealt with so many brokers prior to coming to Shore, and I wish I had used them in the first instance. Thank you for securing a great outcome, I really appreciate all your help and can’t recommend them more highly!
Terri was always responsive and helpful. They helped us from day one, even after settlement.
Strongly recommend them.
Terri from Shore Financial helped me secure a loan for my first home. She’s very kind and professional and always responds to emails quickly. Thank you Terri for making the process so easy, stress free and very exciting!
We would not have our home if it weren’t for Terri. She walked us (first home buyers) through the entire process and was available to answer all our very silly questions. She got us a good rate and gave us excellent advice every step along the way. Pretty sure she’s even on our Christmas card list now!
I was referred to Terri via our accountant and she provides a commendable service, she is flexible, knowledgeable, her attention to detail is outstanding and provides expert advice. I highly recommend Terri and her team their assistance and support was greatly appreciated.
Terri and her team are superstars! Always helpful, patient and well informed – they walked us through the process and were always on call to answer queries or provide options. They went above and beyond to get us the best deal possible. My partner and I can’t recommend them highly enough!
Hi Terri and Laura
Just wanted to say a massive thank you for looking after us and going above and beyond we really appreciate it.
Terri is an absolute legend! So refreshing to deal with someone who is straight to the point and takes all the stress out of arranging finance. If you deal with Terri you’re in the best hands!
Terri and her team have been phenomenal in her dealings with me and the banks. she puts in a lot of effort in understanding clients’ needs and financial standing. She tries to get the best possible product at very competitive rates to her clients at no cost to the clients. She has been looking after my mortgages for last many years. I would highly recommend her for and mortgage/ loan inquiries.
Strongly recommend using Shore Financial, Terri has quickly and successfully facilitated home finance multiple times for us. Very well informed, quality service.
Terri has been incredible to work with. I was referred to Terri in a last-minute dash to have preapproval approved within days of our cooling off period ending. Terri had a turnaround of 5 business days from start to finish. The entire process was efficient, quick and stress free. No stone left unturned. I will be recommending Terri for years to come. She is an incredible broker and truly one of a kind. Thank you for all your hard work.
Terri Miller and Laura Kerr are a dynamic duo. As a property lawyer, I have no hesitation recommending Terri and her team. I know that my clients are in the best hands and will be guided to ensure a smooth transaction and most importantly, ready to settle on time.
We had a great experience with Terri Miller at Shore Financial. We were actually in a little bit of a tricky situation that we were unaware of as we were overseas for a period. Terri took this on and still managed get us a pre-approval and ultimately a final approval on a loan that enabled us to buy our dream home. I also want to thank Laura who answered my many questions throughout the process. I wholly recommend Terri to anyone looking for a broker who can and will do the work on your behalf to make sure you’re getting the best rate possible.
We have had the pleasure of dealing with Terri Miller at Shore Financial for many years now. Terri goes above and beyond for her clients and we are so grateful for all the help she has provided us over the years. Nothing is a problem for Terri, and she works with you for the best outcome with the best lenders. Terri’s communication is faultless as is the work she does. Terri also takes time to check in and also review your situation. We would not go anywhere else or see any other broker. Terri is amazing and we can’t thank her enough.
I recently refinanced my mortgage with Shore Financials, and I can confidently say it was a fantastic experience from start to finish. I worked with Terri and her team, who were incredibly professional at every stage of the process. No matter how many questions I had—and I had quite a few—they answered each one with patience and clarity, never making me feel rushed or burdensome.
What really stood out was the valuable suggestions they offered. They took the time to explain options I hadn’t even considered, which helped me make more informed decisions about my refinancing. Their expertise made a big difference. Beyond that, they were there to guide me through every step, ensuring I never felt lost or unsupported.
I highly recommend Shore Financials to anyone looking to refinance or seeking financial services. Terri and her team truly go above and beyond to make the process smooth and stress-free. If you’re looking for a team that’s knowledgeable, patient, and dedicated, you won’t be disappointed!
I had a fantastic experience with Greg and the team! From start to finish, their professionalism and expertise were evident. A special shoutout to Kristina, who was absolutely amazing – her knowledge, responsiveness, and attention to detail made the whole process smooth and stress-free. I highly recommend this team to anyone looking for a reliable and efficient team.
Terri and her team are absolute legends!!! They were very patient and helped me throughout the whole process. Would highly recommend.
Our experience with Shore Financial and particularly with Terri Miller has been outstanding. Terri was always available, kept us updated and walked with us through what can be a stressful and fairly high-stakes transaction. I highly recommend Terri and her team.
If anybody asks me for mortgage advice, the ONLY team I would recommend is the Shore Financial team and Terri. Shore is a class outfit all round.
Always there to help if you have a question, and they were a step ahead with advice throughout the whole process, getting me a really attractive rate.
As always, Terri and Laura were quick to respond, made everything simply and never got impatient with my ongoing questions. They put everything in layman’s terms. Can’t recommend them enough. Thanks team!
Terri Miller and Laura Kerr are amazing! Completed refinance and new investment purchase
Terri, Laura, and Gerlly from Shore Financial were absolutely incredible in settling our mortgage. As a team, they were extremely efficient and prompt throughout the whole process and their communication is beyond excellent.
Thank you Laura and Terri for your help in securing our new home! This is the third time I’ve used Laura at shore financial and to say she goes above and beyond is an understatement. Her knowledge, professionalism and communication is second to none. I would have no issue recommending Laura and Terri to anyone for help with your finance needs!
Terri Miller has been absolutely fantastic to work with on not just one but multiple property purchases and refinances. Depth of knowledge on all banks lending capacity criteria has helped my maximize finances and grow my portfolio. 100% would recommend, especially those who wish to build a portfolio as her knowledge and dedication goes a long way where other brokers just stop.
Excellent service from Terri, Laura and the team. Everything was made easy for us, from the application to renewal. Our purchase was delayed and the team has been very patient with us and always ready to answer any questions we have. Thanks again team. We are very grateful for your service. Could not recommend shore financial enough.
Terri and Laura were great from start to finish. they made the whole process easy to understand, always communicating with updates and there was no question too big or small. Thanks team!
Thank you to Terri from Shore Financial. Incredible support with our home purchase journey. Extremely knowledgeable, efficient and responsive. We couldn’t be happier with the service we received!
I had an amazing experience working with Terri and Laura. They made the entire finance process simple, transparent, and stress-free. Their knowledge and professionalism were outstanding, and they ensured they found the best deal for my situation. Communication was excellent from start to finish. Thank you for your help.
Terri and the team were wonderful to deal with. Highly recommend for anyone looking to refinance and purchase an investment property.
Terri & Laura were absolutely fantastic!! Both were prompt with email replies & no phone call was ever missed. Would highly recommend to anyone looking for a home loan, and will be using them again on my next property! Thank you so much!
Terri, Laura and Gerlly were very thorough and helpful in every stage of purchasing my home. Great team to work with and amazing in proving us with the required assistance. Thank you, Team.
Terri did an amazing job structuring my investment loan and made sure I still had funds left over at the end, which was the most important to me, she took the stress out of everything which was a huge help. She was knowledgeable and was super-fast at replying to emails, even after work hours which is what you need for those tight settlement dates… Laura was also fantastic assisting with keeping everything moving — both were incredibly responsive and great to deal with. Highly recommend their team!
A friend put me onto Shore Financial. Terri and Laura were fast, organised, and made the whole home buying process smooth.
Highly recommend Shore Finance. We’ve gone through Terri a few times, she’s straight to the point, gets things done quick and somehow always finds a way even when we think something isn’t possible. This time we had the please of also dealing with Laura and Gerlly. Highly recommend this team!
Terri was exceptional. As first home buyers, we felt completely supported throughout the process. Her communication was impeccable, she was always available, and she made everything feel safe and stress-free. Thank you! We highly recommend!
Terri and Laura and the team have made our finance and refinancing process very smooth and easy. They were very clear with the process and what was required from us. Highly recommend!
I’d like to give a massive thanks to the team at Shore Financial! Especially Terri and Laura – you are genuinely amazing at what you do. Super knowledgeable and responsive throughout the entire process. Literally blown away by your turnaround times; truly unheard of. Looking forward to working together 🙂
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