Terri Miller
Senior Credit Adviser
Mobile: 0413 185 199
Direct: (02) 8076 7965
Email: terrimiller@shorefinancial.com.au

The first thing you notice about Terri is that she is a fantastic conversationalist – warm, engaging, personable and quick to laugh. She’s a great listener too, and this is what her clients love most about her. She has an ability to ask pointed questions and cut through all the issues so she can work out not just what people want, but what they need.

She says her personal superpower is her excellent memory. She’s also consistent and dependable.

Having completed a Bachelor of Business and a Bachelor of Science from the University of Technology, Terri admits that in many ways she ‘stumbled into mortgage broking’, but it’s a job she loves.

“I’ve always been good with numbers and this is a job that enables me to use that skill and also to help people in a meaningful way when they’re buying the family home, or building wealth through property investment.

Every client has their own challenges, and every challenge is different.

I always like to rise to a challenge… and I get huge satisfaction from solving problems and putting a smile on people’s faces.”

Terri is Sydney born and bred – she has great geographical and general knowledge – and this is a great asset when assisting clients.

“I love this city – you just can’t beat the beaches and the harbour, the outdoor lifestyle, the restaurants and entertainment. Who wouldn’t want to live here? I understand that particular desire very well, so it’s always really great when my clients find a home they love, and I can help them get access to finance to buy it.”

“Terri was absolutely fantastic throughout the whole process of getting me a loan for my apartment. She was professional, dependable and available at all times. Getting a loan and applying for properties can be a daunting task, but having Terri onboard made everything so much easier. I have already recommended her to friends who have used her services. 10/10.”

Marc M

“Terri went above and beyond to get me the best loan and best rate under time pressure. She always kept me up to date regarding any changes and progress. She is very knowledgeable and always there to listen and offer excellent advice. My overall experience was excellent and super friendly.”

Rudolph W

“Terri is the perfect person to guide you through choosing the right product for your life and your needs. I’d be lost without her!”

Henrietta A

“Terri is an exceptional credit adviser who left no stone unturned in making sure we were provided with the best solution to buy our new home. Her profound willingness to help coupled with her deep knowledge of the various products offered, made our journey to buying our home so much easier and saved us a bundle of time. The entire process was very light touch from our part thanks to Terri. We look forward to dealing with her in the future.”


“Impressed with EVERYTHING from start to finish! Terri you have been amazing from the moment I made contact with you. So very natural, friendly, honest, encouraging and always helpful. You have guided us very professionally and patiently through unknown territory on our journey to invest in our future. We felt we were in the BEST hands, your responses to all changes and hurdles have been so fast and always with a positive outcome. Excellent communication throughout and with all parties involved, you have made the whole process seem so much easier than it was. Most professional, passionate, driven, knowledgeable and in style, are attributes which come into my mind when asked about any feedback working with you. Your work ethic is second to none and you went above and beyond to achieve the goal we had set. We could not have done it without you! and I highly recommend you at all times.”


There couldn’t have been a better person to steer me through the mortgage process for the first time than Terri. Always available when I had questions, and so clear explaining anything I didn’t understand, she made what I thought would be a scary process easy and exciting! Thanks, Terri!”

Henrietta Ashton

“Terri went out of her way, armed with patience and dedication, to guide me through the mine field of finance and mortgage regulations and administration. She is friendly, courteous and very professional.”

Naji Halabi

“We recently refinanced our home loan with Terri at Shore Financial. Throughout the whole process she was so very helpful. Terri went above and beyond, streamlining the whole process, making things so easy in obtaining the right home loan to suit our needs. I would definitely recommend her services.”

Ashleigh Splitt

“I just want to drop a quick note to extend a huge thank you for everything you did when I was going through my mortgage process. There is no way that I will be able to show my appreciation for all your efforts! Thank you for going above and beyond to get everything sorted so promptly and so worry-free for me! Thank you very much for all the saving you’ve made for me that I could never have done without your relentless and incredible support. Many thanks again.”

Ali Fathi

“We had almost given up trying to refinance to buy a new home; we weren’t happy with what our current bank had offered us and were exhausted from their application process. Fortunately, we were referred to Terri who made everything so easy! She is up-to-date with all the products offered across all the banks and got us the best deal for our situation – that we probably wouldn’t have found on our own. Terri was so wonderful to work with through the process, going above and beyond for us. We will definitely work with Terri again in the future and have highly recommend her to all our friends and family.”

Michelle Richards

“Terri’s friendly, knowledgeable and professional service helped me get the loan I needed. I now have lower rates and had all my costs covered when I switched. Attention to detail and a positive can-do attitude means I would happily recommend Terri to others – in fact I already have!”

Bryn Dearman

“Terri was an absolute pleasure to deal with and gave a level of service I have not experienced before with brokers. Her communication skills and commitment to delivering her clients the best outcome are second to none. I wouldn’t hesitate in referring Terri to anyone looking to secure finance. We couldn’t be happier with the whole process and outcome!”

Jeremy Hodder

Get in touch with Shore Financial today and maximise your opportunity through property!

  • Levels 3 & 4, 153 Walker Street
    North Sydney, 2060

  • 1300 416 700

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