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Shore Invest Opportunity

At Shore Invest, we understand that diversity in investment portfolios is key to long-term financial success. Our commercial property syndications offer a compelling opportunity to diversify into institutional-grade assets without the burden of personal serviceability requirements.

Investors are attracted not only to the exposure to high-performing commercial property but also to the ability to invest in leveraged assets without needing to provide personal guarantees. Most of our acquisitions involve debt facilities of approximately 40–60% LVR, with loans supported solely by the asset’s income—not the personal finances of our investors. This means you benefit from the power of leverage while preserving your own borrowing capacity.

By pooling capital from our investor base, we have the collective ability to acquire high-quality commercial assets in the $50 million to $125 million range—far beyond what is typically affordable on an individual basis. These larger assets generally deliver stronger fundamentals, higher net yields, and superior long-term capital growth potential. They also offer more stable, buoyant returns, thanks to long-term leases and diverse tenant mixes.For example, our recent Queen Street Village acquisition includes 42 tenants, a weighted average lease expiry (WALE) of 9.8 years, and delivers $6.7 million in annual rental income with fixed annual increases of 3–4% p.a. across all leases.

With Shore Invest, you get access to:

  • Institutional-grade commercial property
  • Income distributions paid quarterly
  • Strategic growth-focused locations professionally managed by our Wingate Direct Property partner (experts in commercial asset management)
  • A completely passive investment experience
  • Deep due diligence and end-to-end management 

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Current Opportunity: Ottoway Industrial Asset

  • Multi-tenanted industrial warehouse asset located at 281–301 Grand Junction Road, Ottoway, South Australia
  • Acquisition Price: $41.01 million
  • IRR target of 16-17.5% equalling highest IRR target of any Shore Invest asset
  • Land Area: 4.57 hectares
  • GLA/NLA: 26,682 sqm
  • Configuration: 3 warehouse buildings across 4 tenancies
  • WALE: 4.21 years
  • Location: 4km from Port Adelaide | 9km from Adelaide CBD
  • Adelaide industrial vacancy rate approximately 1.8% (CBRE Research)– the lowest vacancy rate in the Industrial sector in Australia
  • Rental Positioning: Estimated current passing rent 24% below market
  • Net Passing Income: $2,136,663 p.a.
  • Asset acquired at ~89% of estimated underlying land value, and 52% of estimated replacement value
  • Federal Government approved $3.9bn in funding on the 15th February for the AUKUS defence partnership for a new submarine construction yard in Osborne, near Port Adelaide expecting to support ongoing industrial demand.

Secure Income with Attractive Entry Yield:
Net Passing Income of $2,136,663 per annum with a WALE of 4.21 years, fully-let, with a diversified tenant mix.

Embedded Rental Upside & Reversion Opportunity:
Estimated Net Market Income of $2,666,470 per annum, with current passing rents approximately 24% below market levels. Equivalent Market Yield of 6.68%, providing a clear pathway for income uplift through market reviews, lease renewals and active management.

AUKUS-Driven Industrial Demand Catalyst:
The $3.9 billion AUKUS investment into the Port Adelaide precinct is expected to materially accelerate industrial demand, with construction at Osborne Naval Shipyard forecast to require an additional 850,000sqm of logistics space (CBRE Research).

Multiple Value-Add Pathways & Highest Forecast IRR:
Active asset strategies include targeted refurbishment to enhance rental growth and capital value re-leasing of below-market tenancies, divestment of surplus land parcels to unlock potential special distributions, redevelopment, or intensified use along Grand Junction Road

This opportunity represents a capital growth–focused industrial investment targeting a 16–17.5% IRR, the highest forecast return across Shore Invest’s current pipeline, underpinned by strong landholding and active asset management strategy.

Tightly Held Industrial Market Fundamentals:
Adelaide’s industrial vacancy sits at 1.8% (CBRE Research), ranking among the tightest globally, while Port Adelaide’s vacancy is even lower at approximately 1.5% – well below the national average of ~2.8% and the second-lowest rate in Australia

 

Recent Acquisition: College Junction Medical Centre

  • Modern, purpose-built accommodation: The College Junction Medical Centre is a purpose-built, landmark healthcare asset constructed in 2017 comprising 2,949sqm of modern three-storey medical and office space with a 2 level basement carpark for 64 vehicles.

  • Blue-Chip tenancy profile: The asset is fully leased with a WALE of 4.98 years and is anchored (55% of income) by Qscan to October 2032. Qscan is a national radiology service provider with more than 75 clinics across metropolitan and regional Australia.
  • Diversified income streams: The cash flow is further supported by a diverse medical and retail tenancy mix including general practice, ophthalmology, mental health consulting, cosmetic nursing, real estate service and a coffee shop.
  • Prime affluent location: The asset is located in Clayfield, an affluent inner-northern suburb of Brisbane ~6km from the CBD. The asset’s prominent position on Sandgate Road, a major arterial thoroughfare connecting to Brisbane’s CBD, provides a highly accessible destination for healthcare users of all ages. The area offers high amenity appeal and hosts a variety of retail, medical and office assets.
  • Attractive lease structures: The current lease profile offers significant in-built income growth with fixed rent reviews of 3.5-4%. All tenancies are on a favourable net lease arrangement, insulating from future increases to statutory and variable outgoings.
  • Future expansion potential: The building has been designed to accommodate an additional storey, adding a further 758sqm of gross floor area equating to a 26% uplift in building area (STCA).
  • Yield Opportunity: The purchase yields are above long-term average yield for medical assets of 6.00% (source: JLL).
  • Opportune Timing: As institutional owners look to rationalise their portfolios, this provides a unique opportunity to acquire a high-quality, purpose built healthcare facility at an attractive entry point. This asset was acquired by an Institutional Investor in August 2020 for $36.5M.

INVESTMENT RETURNS

  • Investment Term: 5 years
  • Targeted Annual Distribution: 7%+ p.a. (paid monthly)
  • Targeted Internal Rate of Return: 12%+ p.a. 
WHY MEDICAL
 
  • Healthcare tenants are typically more resilient during economic cycles and offer more stable cashflow compared to other core property sectors
  • Significant barriers to entry remain for the supply of new medical centres
  • Opportunistic timing strategy providing an attractive entry point in the cycle prior to re-emergence of institutional capital
  • The healthcare sector has traditionally been able to withstand cyclical downturns better than the core sectors such as office
  • Strong demand drivers supporting operators/tenants. These strong demand fundamentals are driven by aging population, increased chronic care needs, supply shortages and policy support
  • Construction costs, particularly for specialised facilities, are still high
  • Well-located and appropriately zoned land is both scarce and expensive 

Successful Acquisition: Queen Street Village

  • Acquisition price  of $86.55M which includes the acquisition of Lot 200 (volumetric title above IGA supermarket with zoned control approval for a 20-storey residential development). 
  • Building replacement value:  CBA valuation report estimated building replacement value of $118M, Lot 200 JLL valuation of $3.45M & QRO land assessment notice determined land value of $11M.
  • Prime Gold Coast location  being 3km north of Surfer’s Paradise, 70kms south of Brisbane and adjacent to Southport CBD. Situated in an established commercial and administrative hub, boasting medical facilities, medium density residential and education uses. Also adjacent to the Gold Coast (‘GC’) rail linking Griffith University, Gold Coast Health precinct and Gold Coast CBD.
  • Exceptional trade area  with a forecast 4.1% p.a. Major Trade Area (‘MTA’) growth to 2041 and over $5.7 billion in forecast MTA retail expenditure over this period. Already Australia’s 6th largest city, the Gold Coast is expected to grow from 640,000 to 983,000 residents by 2046.
  • New development  completed in 2022 and situated on a prominent corner block. Significant depreciation benefits given it’s a near new development. Potential to add value through a tenant remix strategy with potential additional income sources via solar and signage.
  • Capital Growth Objective:  Aim to sell the property value at a conservative target of circa $109m in 4 years, giving investors a 1.6x return on capital invested. 
  • Lease Increments:  Fixed annual lease increases of 3-4% p.a compounding each year of the 10 year lease terms, improving revenues by 15-20%. The normal cap rate for similar retail centres is 5-6%.
  • Tenant Stability:  High occupancy rate of 94.4% and a WALE of 9.8 years, anchored by national tenants such as IGA, Dendy Cinemas, Guzman y Gomez, Oporto’s, Queens Tavern and Secure Parking. All tenants are already trading profitably, ensuring sustained revenue.
  • Significant nearby capital expenditure pipeline  including GC health precinct, major road and rail upgrades and in addition, the GC and Brisbane airport expansions.
  • Diverse income stream and income security  generated from 42 tenants providing a robust cashflow free of incentives and other expenditure leakage. Strong non-discretionary tenant base (including Chemist, Vet, F&B, Medical and Dental) with limited exposure to online competition. 7.8% net income yield anticipated at acquisition, inclusive of a 24-month rental guarantee over vacancies worth $608,000p.a. to help ensure a reliable cash flow for co-investors.
  • Quarterly distributions  commencing at 7.0% p.a. and anticipated to increase to 7.5% p.a.
  • Debt Facility  being a non-recourse loan of 55% LVR will be secured against the asset with an interest only rate of circa 6.05% on a 4 year term.
  • Target forecast equity  IRR of 13.24%+ p.a. with a conservative target of 1.6x equity multiple (4 years).QR

Find out more about

Queen Street Village

Find out more about

College Junction Medical Centre

Shore Invest presents a unique opportunity to invest in large-scale commercial assets, providing exposure to high-growth and high-yielding opportunities.

Sophisticated Investor

In order to invest, you must be a Sophisticated Investor:

  • Gross income of $250K+ per year in each of the previous 2 years; or
  • Net assets of $2.5 million+
An investor who invests $500,000 or more in a syndicated offering is exempt from needing a Sophisticated Investor Certificate

Investment

A property syndication allows you to pool money into property funds to buy large commercial assets such as retail centers, industrial facilities and office buildings.

The minimum contribution is $100,000 per individual.

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Why Shore Invest

We understand that diversity in investment portfolios is key to long-term financial success. With Shore Invest, we offer you the chance to diversify your investment strategy by venturing into the realm of commercial property. Investors are not only attracted to the exposure of commercial assets, but also the ability to invest without needing to demonstrate personal serviceability toward the debt facilities of these assets. Most of the commercial asset acquisition will have a debt position of roughly 40-60% LVR and this loan will not have any personal guarantees associated to any of the investors and instead will be purely supported by the income of the asset itself.

This means that investors can gain access to leveraged property acquisitions where their capital is still witnessing the benefits of leverage without having to restrict their personal borrowing power.

Shore Invest Returns

1. Superior Rental Yields: With Wingate’s team of expertise, we will source meticulously chosen commercial properties that consistently yield impressive returns, surpassing conventional investment avenues. You can expect rental yields of 5-8% p.a, paid through quarterly dividends.

2. Capital Growth Prospects: Positioned in prime locations, our properties offer the potential for significant appreciation, elevating your investment portfolio. We expect up to achieve a combined ROI of up to 16% p.a on initial investment after a successful sale of the asset.

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What is a commercial property syndicate?

A commercial property syndicate allows qualifying sophisticated investors to collectively own high-quality commercial real estate that would ordinarily be beyond the reach for individual investors. By pooling funds together, the commercial property syndicate can acquire a larger more valuable property with better income return and capital growth potential.

Each syndicate acquires a single designated property (single property vehicle) and is legally structured as a Unit Trust, with investors applying for Ordinary Units in The Trust. Each Unit-holder is entitled to share in the income and capital of the trust, in proportion to their unit holding.

Syndicates are typically established for a set period, usually 4-5 years, after which the property is intended to be sold. The Trustee may sell the property and wind up the trust earlier if it is in the best interest of the unit holders.

The AFSL holder acts as the Trustee of the Unit trust that acquires the property and the title to the property and mortgage finance are in the Trustee’s name. Under this structure, Investors have no liability either to the mortgagor or to any trust creditors. This form of borrowing is described as “non-recourse”.

Syndicate operators are required to hold an Australian Financial Services Licence (AFSL) which imposes comprehensive and strenuous obligations on the licensee. Principals of the licensee must possess extensive relevant experience and the appropriate degree of expertise. The conduct of a licensee is tightly regulated and the company is audited annually, with the auditors certifying that the company is complying with all of its legal and statutory obligations. The affairs and finances of each Unit Trust are also audited individually on an annual basis.

Investor returns are based on the income and capital available after fees or entitlements to the AFSL holder or its associates, with the quoted annual return reflecting the amount available to Ordinary Unit-holders.

Key Terms in Commercial Property Syndication

  • AFSL (Australian Financial Services Licence): A license required for syndicate operators, ensuring they have the necessary experience and adhere to stringent regulatory requirements.
  • Capital Growth: The increase in the property’s value over time, benefiting investors when the property is sold.
  • Distributions: the payouts that investors receive from the income generated by the real estate investment. These can come from rental income, proceeds from property sales, or refinancing.
  • Income Return: The income generated from the property, distributed to unit holders proportional to their unit holding.
  • IRR (Internal Rate of Return): the rate at which each invested dollar is projected to grow for each period it is invested.
  • Lettable Area: the floor area in a building that is to be leased and in respect of which a rent is payable
  • Leverage / Gearing / LVR: the ratio of the trust’s loan capital (debt) to the value of its equity
  • Net Passing Income: the annualised rental income being received as at a certain date, excluding the net effects of amortisation of lease incentives.
  • Non-Recourse Borrowing: A borrowing structure where investors have no liability to the mortgagor or trust creditors.
  • Ordinary Units: Units purchased by investors that entitle them to a proportional share of the income and capital of the trust
  • Rental Guarantee: an agreement between an investor and the seller guaranteeing a set rental income over an agreed period of time should the property remain vacant once purchased.
  • Tenant Remix Strategy: Optimising the composition of tenants within a development, ensuring a vibrant and appealing environment that meets both tenant and customer needs. A well-crafted leasing strategy is essential for attracting and retaining high-quality tenants and optimising occupancy rates, rental income, and tenant satisfaction.
  • Trustee: The AFSL holder responsible for managing the trust, holding the title to the property, and ensuring compliance with legal and statutory obligations.
  • Unit Trust: A legal structure in which a single property is acquired, and investors purchase units representing their share of the trust
  • Yield: a measure of returns to investors that is expressed as a percentage over a set period of time.

Benefits of Syndicated Property Investment

  • Less Initial Capital Outlay: Individual investors might not be able to acquire larger properties due to the higher initial capital outlay required. A property syndicate will avoid this issue as you can pool funds to acquire higher valued properties.
  • Grow Your Portfolio: The pool of funds will help you acquire larger properties with greater growth potential. Also, with a low initial capital outlay, you can save future funds for other investments as you will not be indebted.
  • Access More Property: Investing in more than one property is ideal. A property syndicate will allow you to invest in multiple properties to help you maximise your earnings potential.
  • Diversify Your Investment Portfolio: A property syndicate, created with pooled funds, will help you to access different types of property. Diversifying your portfolio helps you spread your risk. 
  • Save Time And Money: Investing in a professionally managed property syndicate will enable you to save time and money. As your investment is managed for you, you can spend more time considering how to grow your portfolio and less time worrying about administrative matters.
  • Regular Income Distributions: Monthly or quarterly income distributions at fixed rates throughout the term of your investment.
  • Stable Returns: By diversifying your investment in a property syndicate arrangement, you will be able to balance your risks. This will help you safeguard your investment from shocks in the market and ensure that your investment remains stable on an upward trajectory.
  • High Entry Barriers made Acceptable: Commercial properties typically demand a significant capital outlay, often placing them out of reach for the average investor. Unit trusts democratise this by pooling resources from multiple investors, enabling participation with a fraction of the cost it would take to buy a property outright.
  • Tax Advantages: These may include deductions for property-related expenses and the potential for capital gains tax concessions.
  • Tangible Asset with Potential Capital Growth: While the regular rental yield provides cash flow, the underlying property offers potential capital appreciation. In burgeoning economic hubs across Australia, commercial property values have seen consistent growth. Investing via a unit trust allows you to benefit from this appreciation, even if you only own a fraction of the asset.There is also the confidence of owning a tangible asset as opposed to shares in a compay that you’ll never see or physically hold.

Risks of Syndicated Property Investment

  • Market Volatility & Economic Factors: Economic downturns, interest rate fluctuations, regulatory changes.
  • Tenant-Related Risks: Tenant default, lease expiries & vacancies.
  • Illiquidity of Investments: Most syndicates have a projected hold period of four to eight years. Your investment will likely remain locked up for the entire duration with little opportunity to exit early.
  • Location & Market Dynamics: Location-specific risks, supply & demand imbalance.
  • Operational & Management Risks: Property management challenges and also maintenance & repair costs.
  • Regulatory Changes: Changes in government regulations, such as zoning, tax policies & environmental regulations which can impact property values & development potential.

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