At Shore Invest, we understand that diversity in investment portfolios is key to long-term financial success. Our commercial property syndications offer a compelling opportunity to diversify into institutional-grade assets without the burden of personal serviceability requirements.
Investors are attracted not only to the exposure to high-performing commercial property but also to the ability to invest in leveraged assets without needing to provide personal guarantees. Most of our acquisitions involve debt facilities of approximately 40–60% LVR, with loans supported solely by the asset’s income—not the personal finances of our investors. This means you benefit from the power of leverage while preserving your own borrowing capacity.
By pooling capital from our investor base, we have the collective ability to acquire high-quality commercial assets in the $50 million to $125 million range—far beyond what is typically affordable on an individual basis. These larger assets generally deliver stronger fundamentals, higher net yields, and superior long-term capital growth potential. They also offer more stable, buoyant returns, thanks to long-term leases and diverse tenant mixes.For example, our recent Queen Street Village acquisition includes 42 tenants, a weighted average lease expiry (WALE) of 9.8 years, and delivers $6.7 million in annual rental income with fixed annual increases of 3–4% p.a. across all leases.
With Shore Invest, you get access to:
In order to invest, you must be a Sophisticated Investor:
A property syndication allows you to pool money into property funds to buy large commercial assets such as retail centers, industrial facilities and office buildings.
The minimum contribution is $100,000 per individual.
We understand that diversity in investment portfolios is key to long-term financial success. With Shore Invest, we offer you the chance to diversify your investment strategy by venturing into the realm of commercial property. Investors are not only attracted to the exposure of commercial assets, but also the ability to invest without needing to demonstrate personal serviceability toward the debt facilities of these assets. Most of the commercial asset acquisition will have a debt position of roughly 40-60% LVR and this loan will not have any personal guarantees associated to any of the investors and instead will be purely supported by the income of the asset itself.
This means that investors can gain access to leveraged property acquisitions where their capital is still witnessing the benefits of leverage without having to restrict their personal borrowing power.
Shore Financial has entered into a joint venture with Wingate, a renowned player in commercial investment with over $8 billion of capital invested across the firm’s asset management, financing and investment activities. This partnership allows us to secure and actively manage a diverse portfolio of commercial assets, leveraging the expertise and track record that Wingate brings to the table.
Wingate has demonstrated a consistent and successful track record in managing commercial assets, aligning seamlessly with the commitment to excellence that Shore Financial has upheld since its inception. Together, we are poised to create a formidable force in the market, offering you unprecedented opportunities for growth and financial prosperity.
You can trust that Shore Invest is built on a foundation of expertise, reliability, and a commitment to your financial success.
1. Superior Rental Yields: With Wingate’s team of expertise, we will source meticulously chosen commercial properties that consistently yield impressive returns, surpassing conventional investment avenues. You can expect rental yields of 5-8% p.a, paid through quarterly dividends.
2. Capital Growth Prospects: Positioned in prime locations, our properties offer the potential for significant appreciation, elevating your investment portfolio. We expect up to achieve a combined ROI of up to 16% p.a on initial investment after a successful sale of the asset.
A commercial property syndicate allows qualifying sophisticated investors to collectively own high-quality commercial real estate that would ordinarily be beyond the reach for individual investors. By pooling funds together, the commercial property syndicate can acquire a larger more valuable property with better income return and capital growth potential.
Each syndicate acquires a single designated property (single property vehicle) and is legally structured as a Unit Trust, with investors applying for Ordinary Units in The Trust. Each Unit-holder is entitled to share in the income and capital of the trust, in proportion to their unit holding.
Syndicates are typically established for a set period, usually 4-5 years, after which the property is intended to be sold. The Trustee may sell the property and wind up the trust earlier if it is in the best interest of the unit holders.
The AFSL holder acts as the Trustee of the Unit trust that acquires the property and the title to the property and mortgage finance are in the Trustee’s name. Under this structure, Investors have no liability either to the mortgagor or to any trust creditors. This form of borrowing is described as “non-recourse”.
Syndicate operators are required to hold an Australian Financial Services Licence (AFSL) which imposes comprehensive and strenuous obligations on the licensee. Principals of the licensee must possess extensive relevant experience and the appropriate degree of expertise. The conduct of a licensee is tightly regulated and the company is audited annually, with the auditors certifying that the company is complying with all of its legal and statutory obligations. The affairs and finances of each Unit Trust are also audited individually on an annual basis.
Investor returns are based on the income and capital available after fees or entitlements to the AFSL holder or its associates, with the quoted annual return reflecting the amount available to Ordinary Unit-holders.
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