- Types of Home Loan
- Home Loan Information
At Shore Financial, every aspect of your loan is taken care of under the one roof.
Our mortgage brokers can help you find competitive rates & suitable products for your needs.
Getting the right loan for your needs can save you thousands of dollars.
At Shore Financial, whether you are borrowing for your first home, an upgrade, renovations, investing, or just wanting to see if you can refinance for the lowest home loan interest rate, we’ll take the time to find the best loan options for you and your circumstances.
An offset account is a savings account linked to your home loan account. The account’s balance (or a proportion of that balance) is ‘offset’ daily against your home loan balance, and as a result you’re only charged interest on the difference between the total loan balance and the amount offset.
A guarantor allows the equity in his or her property to be use as additional security for your loan. If you’re struggling to save for a deposit in a rising property market, a guarantor loan may help you buy your dream home.
Ever wondered how you can purchase a second property without a deposit? We show you the process of using equity from your current property to purchase the next.
Our explainer video will show you the process of a bridging loan, which allows you to purchase a new property before your existing property is sold.
Lenders Mortgage Insurance, also known as LMI, is an insurance added onto your loan when you wish to borrow more than 80% of the value of the property you wish to purchase, which protects the lender if you default on your loan.
Ever wondered what the best way to structure your loan is? We show you the differences between Principal & Interest vs Interest Only repayments and Fixed & Variable Interest Rates, from then of which you can decide which structure would best suit your circumstance.
Levels 3 & 4, 153 Walker Street
North Sydney, 2060