Commercial and business loans
It’s not easy finding the right finance for your commercial investment or business, and it can be tricky, time-consuming and confusing. And again, you’ll probably be asked to jump through hoops.
There’s a good reason Shore Financial is the fastest-growing mortgage brokerage in Australia. Our commercial lending experts compare your options, structure finance around your objectives and manage the process through to settlement.
Find the right finance for your business
Business financing can support everything from managing day-to-day cash flow to purchasing a commercial property or funding your next stage of growth. The right structure depends on what you need the funds for, your financial position, the security available and how your business generates revenue.
Rather than approaching one bank and working within its lending criteria, Shore Financial can compare suitable options across a broad panel of lenders. We help you understand the loan criteria, potential risks and liabilities for both your business and you as an individual.
Business loans and working capital
Working capital finance can support supplier payments, inventory, staffing and other operating expenses when cash flow timing creates a short-term funding gap. Suitable options may include term loans, lines of credit, overdrafts and other flexible facilities.
Commercial property finance
Commercial property loans can fund the purchase or refinancing of offices, warehouses, retail premises, medical facilities, industrial sites and other commercial property. Shore Financial can also assist with business property financing for construction and development. Our brokers navigate lender requirements, valuations, lease arrangements, deposits and loan-to-value ratios to identify suitable finance options.
Equipment and asset finance
Finance vehicles, machinery and other business assets without committing the full purchase price upfront. Asset finance can help preserve working capital while giving your business access to the equipment required to operate, improve capacity or expand.
Business growth and acquisition finance
Access funding to acquire another business, purchase a franchise, open a new location or invest in additional capability. Our brokers assess the opportunity alongside your existing financial position and approach lenders suited to the transaction.
