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1300 416 700

Life Insurance

Safeguard Your Life and Assets with Shore Financial Today

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SPECIALITIES

Types of Insurance We Cover

By ensuring that your income, assets and way of life are safeguarded in the right way, you can be assured of financial security for yourself and those close to you. This includes having sufficient cover to help you recover from unforeseen accidents or illnesses.

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Life Insurance

We offer flexible life insurance plans, including term, whole, and universal life insurance.

  • Pays a lump sum to your beneficiaries or estate in the event of your death or terminal illness.

  • It lets you settle any debts, cover your dependants’ living expenses or provide the financial support
    you’d like to give them in your absence.

Income Protection

Provides financial support in the event that you are unable to work due to illness or injury.

  • Pays you a monthly benefit to replace part of your income if you are temporarily unable to work as a result of serious illness or injury.

  • It lets you cover your everyday living expenses and maintain the lifestyle you’ve built for yourself
    and your loved ones.

Total & Permanent Disability (TPD)

Total and permanent disability cover provides a lump sum payment to the policyholder.

  • Pays you a lump sum if an illness or injury leaves you permanently disabled or unable to work, which includes performing domestic duties if you work in a homemaker role.

  • It lets you cover out-of-pocket medical expenses, home or transport modifications, support your ongoing financial needs and take care of your dependents.

Trauma Insurance

Provides a lump sum payment in the event that you suffer a critical illness or injury.

  • Pays you a lump sum in the event of certain types of serious illness or injury.

  • It lets you cover the cost of out-of-pocket medical expenses and financially support your lifestyle and family during an extended break from work by either you or your partner (if applicable) so you can
    recover.

WHY HAVE INSURANCE?

Choosing the appropriate insurance solution assures financial security and safeguards your present way of living

Financial protection

Insurance policies protect you
and your family in the event of
illness, injury or death.
A relatively small premium can
protect you against large and
unexpected expenses that
could be financially
devastating.

Peace of mind

An insurance policy can reduce
your anxiety and let you rest
easy knowing you’re prepared
for any unexpected events.
You pay a relatively small
premium for a good night’s
sleep knowing there’s a plan in
place if something happens.

Risk management

An insurance policy takes the risk of unexpected events away from you and your family and transfers them to the insurer. This transfer of risk doesn’t cost much when compared to the potential benefit.

At Shore Financial, we realise that the most crucial aspect of our service is to assist you or your beneficiaries when you need to file a claim. That’s why we oversee the entire claim process and keep you informed throughout to ensure the best possible outcome. We pledge to support you when it counts the most to help you overcome challenging situations.

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OUR INSURANCE EXPERTS

Experienced insurance experts providing tailored solutions and exceptional service.

Having a sense of empathy is one thing, but James believes that the key ingredient in any client/financial advisor relationship is trust.

James Sheehan

Director Financial Services

Michael Clarke will tell you that there’s nothing all that extraordinary about having a famous Aussie cricketer as your namesake

Michael Clarke

Financial Advisor

We’re all chasing financial security and ‘peace of mind’ and I enjoy helping people understand ways they can achieve that – no matter how much they earn.

Andrew Sheehan

Financial Advisor

Priya joined the Shore Financial Planning team bringing her experience in Client Service Management and Paraplanning. After three years of working in these roles, Priya was looking for the next challenge, and the opportunity to develop professionally alongside a growing business. 

Priya Hua

Senior Paraplanner

THE PROCESS

What happens when you speak to an adviser

Step 1

INDENTIFY

We identify and measure potential hazards that may impede your desired lifestyle.

Step 2

GAP ANALYSIS

We conduct a gap analysis to determine what insurance you need, and how much of it.

Step 3

ASSESS

We assess your current insurance to see if it’s still suitable for your present circumstances.

Step 4

SECURE THE BEST

We aim to secure the best possible product, rates and insurance terms for your circumstances without compromising on quality or coverage.

Step 5

ASSIST YOU ONGOING

We assist you, should you be required to claim, by coordinating and managing the process until the claim is resolved to your satisfaction.

CUSTOMER REVIEWS

Hear from our happy customers

 

INSURANCE CONSULTATION

Obligation free insurance consultation

CONTACT DETAILS

1300 416 700
Level 16, 124 Walker St
North Sydney, 2060

QUICK DETAILS

Any advice in this site is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information. To request a copy of our FSG please email financialplanning@shorefinancial.com.au. Shore Financial Planning & Insurance Pty Ltd (ABN: 90619804518) / Corporate Authorised Representative No: 1236632 / Australian Financial Services Licensee No: 531610 / Sheehan. Wealth Pty Ltd (ABN: 31643582192)