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Insights, Tips and Trends

Guides

How Is Your Home Loan Affected by Your HECS Debt?

23 May 2022
First Home Buyers

How a Mortgage Broker Can Help First Time Homebuyers

23 May 2022
News
Refinancing

What You Have to Know about Refinancing a Home Loan

16 May 2022

Master the Sydney property market with leading industry insights and market trends straight to your inbox

First Home Buyers
News

5 Things You Need to Know before Buying a House

16 May 2022
Mortgage Basics
News

How to Increase Your Chances of Securing a Commercial Loan

16 May 2022
Mortgage Basics
News

How A Mortgage Lender Can Help You Buy A Home

16 May 2022
Investing
Market Trends
News

Australia’s Shift to a Multi-Speed Property Market

13 May 2022
Videos

Shore Financial, Your One Stop Shop

At Shore Financial, every aspect of your loan is taken care of under the one roof. Our mortgage brokers can help you find competitive rates & suitable products for your needs.

Videos

Explaining the Loan Process

Getting the right loan for your needs can save you thousands of dollars. At Shore Financial, whether you are borrowing for your first home, an upgrade, renovations, investing, or just wanting to see if you can refinance for the lowest home loan interest rate, we’ll take the time to find the best loan options for you and your circumstances.

Videos

Offset Accounts

An offset account is a savings account linked to your home loan account. The account’s balance (or a proportion of that balance) is ‘offset’ daily against your home loan balance, and as a result you’re only charged interest on the difference between the total loan balance and the amount offset.

Videos

Guarantor Loans

A guarantor allows the equity in his or her property to be use as additional security for your loan. If you’re struggling to save for a deposit in a rising property market, a guarantor loan may help you buy your dream home.

Videos

Using Equity to Purchase a Property

Ever wondered how you can purchase a second property without a deposit? We show you the process of using equity from your current property to purchase the next.

Videos

Bridging Loans

Our explainer video will show you the process of a bridging loan, which allows you to purchase a new property before your existing property is sold.

Videos

What is LMI?

Lenders Mortgage Insurance, also known as LMI, is an insurance added onto your loan when you wish to borrow more than 80% of the value of the property you wish to purchase, which protects the lender if you default on your loan.

Videos

Structuring Your Loan

Ever wondered what the best way to structure your loan is? We show you the differences between Principal & Interest vs Interest Only repayments and Fixed & Variable Interest Rates, from then of which you can decide which structure would best suit your circumstance.

Videos

The Reserve Bank has Increased the Cash Rate!

The Reserve Bank of Australia just announced an increase to the cash rate. The Cash Rate increase is off the back of rising inflation rates. The economy however is doing well,  both in Australia and in the US and UK. Wage growth is starting to trickle through to businesses however it is slow. But what will this mean to First Home Buyers? As interest rates increase go up, borrowing powers go down. This means there will also be less heat in the market, however CEO of Shore Financial Theo Chambers has faith in the property market being buoyant.