Connect with James De Luca Sales Associate

James De Luca

Associate Credit Adviser

James has a diverse financial background providing him with an astute knowledge on home loans, commercial loans, car loans, personal loans, asset finance & SMSF. James prides himself on customer service and providing robust financial solutions to his customers.

CR 560296 | ACL 501018

James completed a Bachelor of Commerce following his formal schooling, graduating with a Major in Finance and Minor in Economics. During his university studies James was a financial analyst for a publicly listed natural resources company. Following his graduation from university James began a graduate role with a merchant bank which focused on commercial loans. James quickly accelerated up the ranks, being appointed numerous roles throughout his tenure including credit analyst, business development associate and finally the business development manager. James was also pivotal in the business entering into the asset finance marketplace helping customers finance both commercial and recreational vehicles.

James has made the successful transition into being a mortgage broker helping numerous customers across Australia refinance existing mortgages as well as purchase property. James works by the simple formula of listening to his customers and providing realistic expectations from the beginning. With a strong understanding of the current market as well as bank appetite James can provide accurate information to his customers as well as numerous financial solutions to any problem. James has received many positive reviews regarding his dedication to service which is a testament to the level of service he provides. James hopes to use his knowledge to help improve your financial position.

James holds a Bachelor of Commerce, Diploma of Finance & Mortgage Broking Management and Certificate IV in Finance & Mortgage Broking.

Alexandra McRae

I would highly recommend James who worked around the clock for me, answered all my questions and was very easy to deal with.

Alexandra McRae

Inga Sadovskaia

Great service from Shore Financial helping me to re-finance my home loan recently.
In particular, I would like to express my gratitude to James De Luca for making the process so easy and smooth. James found the deal that met all my expectations and needs, and went out of his way to keep me continuously informed on every step and progress of the process. Everything was done in timely manner, efficient and with great care.
I would recommend James and team at Shore Financial to anyone who requires any loan related services with a stress free approach.
Thank you

Inga Sadovskaia

Saver Patrus

James at Shore Financial helped me with my home loan and has been really quick and easy to talk to!

Saver Patrus

Tahla Robinson

I can’t thank James and his team enough for the incredible service they provided during my mortgage process. From the very first phone call, it was clear that James had a great understanding of the market and the best options available for my situation. He took the time to thoroughly explain every step, answered all my questions with patience, and ensured I was always kept in the loop. I would highly recommend James and Shore Financial!

Tahla Robinson

Yane Svetiev

I have had a relationship with Shore Financial for a few years now. Their service is exceptional. Even as a ‘valued’ bank customer, I could not get as favourable terms as what James De Luca arranged. He contacted me proactively and was professional and timely throughout. With utmost recommendation.

Yane Svetiev

Harrison Handicott

Really appreciated the quick and thorough service from James De Luca. James was so helpful stepping me through the process of buying my first home. He really went the extra mile and I couldn’t recommend him higher.

Harrison Handicott

Sandra Baker

I had the pleasure of using the services of James de Luca and his assistant Sunil with refinancing my existing mortgage. James had an exceptional amount of knowledge regarding all areas of finance, and I would strongly recommend his services to anyone.

Sandra Baker

Andrew Abela

Shore Financial and James De Luca: Exceptional Refinancing Experience

We purchased our first home in 2022 with Shore Financial and were so happy with their service that we decided to return to them for our recent refinance. We were fortunate to work with James De Luca, who made the entire process incredibly smooth.

James took the time to thoroughly explain the refinancing process, ensuring we understood every step and felt comfortable throughout. He was always available to answer our questions and kept us informed of progress, which we really appreciated.

Importantly, James listened to our needs and found a lender that not only offered a lower interest rate than our existing bank but also aligned with our financial goals.

We highly recommend Shore Financial and especially James De Luca for anyone looking for expert guidance and outstanding service for their mortgage needs.

Andrew Abela