1300 416 700
Home Loan Types The Team Calculators Learning Our Difference Get in Touch
Mortgage Basics

Investing in your family home – why you need to play the long game

Family home

Conventional advice is that your family home should not be considered an investment. After all, it’s primary purpose is to provide a safe haven for your family.

But whether or not you agree, your family home is often your most significant asset and can in fact be a good investment – even properties bought at the wrong time in the wrong market.

Unlike properties purchased to be your home, investment properties are bought with the numbers in mind.

There’s little emotion involved. In contrast, when buying a family home, buyers will do due diligence, but there are often many personal reasons for buying a property that cannot be quantified. How the property feels to you and your family, what makes it special to you – these are the reasons why you call it your home.

But given enough time – usually at least 10 years or more – a family home that was viewed as a poor investment has the potential to become a profitable element of your financial portfolio.

Even if you buy your home at the top of the market, any dips in value that you may experience, will generally even out given enough time.

To find out more about how the team at Shore Financial can help you to secure the right loan, or to give you the right advice to achieve your financial goals, don’t hesitate to give us a call.

Investing in your family home


Related Articles

Mortgage Basics

How To Tilt the Odds in Your Favour in a ...

7 Aug 2023
Mortgage Basics

How HECS Debt Can Affect Your Home Loan Application

13 Jun 2023
Mortgage Basics

What You Need to Know About Rate Lock

26 Oct 2022
Mortgage Basics

Why More and More Australian Borrowers Are Turning to Mortgage ...

12 Sep 2022
Mortgage Basics

Why Your Borrowing Capacity is Falling, and What To Do ...

8 Aug 2022
Mortgage Basics

What Happens If Your Mortgage Application Gets Rejected?

8 Aug 2022
Mortgage Basics

Are Owner-Occupied Home Loans a Good Option for You?

1 Aug 2022
Mortgage Basics

Why Credit Scores Are Vital for Home Loans in Australia

18 Jul 2022
Mortgage Basics

What You Need to Know About Owner-Occupied Home Loans

11 Jul 2022
Mortgage Basics

4 Common Reasons Why the Rate of Variable Home Loans Change

4 Jul 2022
Mortgage Basics

When Is It Too Late and Old for Investing in Home Loans?

27 Jun 2022
Mortgage Basics

Four Different Tips for Bettering Your Credit Score

20 Jun 2022
Mortgage Basics

What Happens at the End of Your Home Loan’s Fixed Term?

14 Jun 2022
Mortgage Basics

Fixed Home Loans vs. Variable Home Loans: Which Is Better?

13 Jun 2022
Mortgage Basics

4 Strategic Tips to Save Money on Your Home Loan Today

6 Jun 2022