Checklist of Home Loan Docs

• Rental income statements or bank accounts showing rental income for any investment properties.
• Proof of share dividends or interest earned.
• Centrelink letter confirming family tax benefits.
• Centrelink letter confirming permanent government pension.
• Private pension group certificate or statement.
• Proof of any other regular, ongoing income.

• Documentation on your existing home loan including the date the loan commenced, loan period and any financial penalty payable if you exit the loan early.
• Statements for the last six months for any existing home loans and personal loans.
• The most recent council rates notice and building insurance policy on the property or properties being offered as security.
• Credit cards:

-If you have credit card debt, statements for the last six months; or
-If you don’t owe anything on your credit card, the most recent statement.

• Statements for the last six months for any existing home loans or personal loans.
• Your most recent credit card statement.
• Copy of the contract of sale for the property you’re buying.
• Statements for the last six months to show your savings and investment history. (This could include share certificates, savings account statements, term deposit statements, etc.)
• If other funds are being used for the purchase, evidence showing where the funds are held.
• If other funds are being given to you, which are not already in your bank account, you will need a Statutory Declaration from the person giving you the money.

• Statement for your First Home Saver Account, if you have one.
• Statements for the last six months to show your savings and investment history. This could include share certificates, term deposit statements, etc.
• If other funds are being used for the purchase, evidence showing where the funds are held.
• If other funds are being given to you, which are not already in your bank account, you will need a Statutory Declaration from the person giving you the money.
• Your most recent credit card statement.
• Copy of the contract of sale for the property being purchased.

If you already have investment property/ies:

• Evidence of income such as rental statements.
• A copy of the tenancy lease.
• A council rates notice.
• Copy of the contract of sale for the property being purchased.
• A letter from a property manager indicating likely rent for the new property.
• Copy of the contract of sale for the property being purchased.