Risk Insurance

Are you one of the hundreds of thousands of Australians who are under-insured?

Are you and your family protected, should the unthinkable happen?

Do you understand risk insurance?

Risk insurance

What is risk insurance?


Risk insurance encompasses the insurance that relates to your life and ability to work.

This includes:

  • Life insurance
  • Income protection, or salary continuance – for example, while recovering from short-term illness or injury
  • Total and permanent disability
  • Trauma insurance, or critical illness
  • Business expense insurance, including key person

A basic level of insurance is usually included as part of your superannuation fund, but this level is almost never enough to meet your needs.

At Shore Financial, we can help you to determine the level of coverage that is right for your circumstances and find you competitive premiums.

We encourage all of our clients to undertake a comprehensive insurance review as part of our mortgage broking and financial planning services. As part of this process, we assess your current financial commitments, your lifestyle goals and your family’s needs, to help you decide the level of insurance coverage that’s right for you – and what the potential consequences could be of various insurance choices that you and your family make.

Taking steps to ensure you and your family are adequately protected with the right risk insurance options is one of the most important things you can do to protect your financial security.

Why do I need risk insurance

Why do I need risk insurance?


Nobody likes to imagine the unthinkable happening… but life is full of risks and unexpected events, so it’s important to take steps to protect the financial security of you and your family.

How would your loved ones cope financially should you pass away suddenly, be critically injured, or struck down by a serious long-term illness?

There can be dire financial consequences of these traumatic, unexpected life events.

Home loans can’t be paid and houses get repossessed. Children need to change schools due to an inability to pay fees, adding to an already emotionally distressing time. These are some of the very real consequences that families face in Australia every day.

Is it worth the risk to your family?

Get a no-obligation risk insurance quote

Get a no-obligation risk insurance quote


Like home loans, the team at Shore believe that risk insurance deserves a considered strategy. So we’ll spend some time developing a solid understanding of your unique financial position, and we’ll provide you with an obligation free insurance proposal that we believe will best meet your, and your family’s, needs.

Ready to consider your risk strategy? Contact Shore Financial today.

Get in touch with Shore Financial today and maximise your opportunity through property!


  • Levels 3 & 4, 153 Walker Street
    North Sydney, 2060

  • 1300 416 700

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