fbpx
1300 416 700
Home Loan Types The Team Calculators Learning Our Difference Get in Touch

Risk Insurance

Are you one of the hundreds of thousands of Australians who are under-insured?

Are you and your family protected, should the unthinkable happen?

Do you understand risk insurance?

What is risk insurance?

Risk insurance encompasses the insurance that relates to your life and ability to work.

This includes:

  • Life insurance
  • Income protection, or salary continuance – for example, while recovering from short-term illness or injury
  • Total and permanent disability
  • Trauma insurance, or critical illness
  • Business expense insurance, including key person

A basic level of insurance is usually included as part of your superannuation fund, but this level is almost never enough to meet your needs.

At Shore Financial, we can help you to determine the level of coverage that is right for your circumstances and find you competitive premiums.

We encourage all of our clients to undertake a comprehensive insurance review as part of our mortgage broking and financial planning services. As part of this process, we assess your current financial commitments, your lifestyle goals and your family’s needs, to help you decide the level of insurance coverage that’s right for you – and what the potential consequences could be of various insurance choices that you and your family make.

Taking steps to ensure you and your family are adequately protected with the right risk insurance options is one of the most important things you can do to protect your financial security.

Shore Financial can help you
hit your property goals




    Why do I need risk insurance?

    Nobody likes to imagine the unthinkable happening… but life is full of risks and unexpected events, so it’s important to take steps to protect the financial security of you and your family.

    How would your loved ones cope financially should you pass away suddenly, be critically injured, or struck down by a serious long-term illness?

    There can be dire financial consequences of these traumatic, unexpected life events.

    Home loans can’t be paid and houses get repossessed. Children need to change schools due to an inability to pay fees, adding to an already emotionally distressing time. These are some of the very real consequences that families face in Australia every day.

    Is it worth the risk to your family?

    Get a no-obligation risk insurance quote

    Like home loans, the team at Shore believe that risk insurance deserves a considered strategy. So we’ll spend some time developing a solid understanding of your unique financial position, and we’ll provide you with an obligation free insurance proposal that we believe will best meet your, and your family’s, needs.

    Ready to consider your risk strategy? Contact Shore Financial today.

    Learning

    Be Informed and up-to-date

    Guides
    Purchasing

    NSW Property Tax Proposal – All you Need to Know

    19 Jul 2021
    Guides

    How a Change in Your Employment Structure Can Affect Your ...

    19 Jul 2021
    News
    Refinancing

    Refinancing Your Mortgage for Home Renovations

    21 Jun 2021
    Mortgage Basics

    Which Home Loans Have No LMI?

    21 Jun 2021
    Market Trends

    What Does Sydney’s Hot Market Mean for Buyers?

    27 May 2021
    News

    Fixed Mortgage Rates Likely to Rise Due to RBA Cut

    27 May 2021
    Guides

    Checklist of Home Loan Docs

    28 Apr 2021
    Guides
    Mortgage Basics

    Why Do Home Loans Get Rejected?

    14 Apr 2021
    News

    Why Owner-Occupied Homes May Face Capital Gains Tax

    14 Apr 2021
    News

    RBA To Review Ultra-Low Rates With Australian Property Market Hitting ...

    16 Mar 2021
    Miscellaneous

    How To Get Your Property Ready For Rentals

    16 Mar 2021
    Guides
    Mortgage Basics

    How Much Income Should You Spend On Your Mortgage?

    16 Mar 2021
    Purchasing

    Everything You Need To Know About Buying A Strata Property

    16 Mar 2021
    News

    House Prices Are Likely to Increase by 30% Over the Next 3 ...

    16 Feb 2021
    Market Trends

    The Top 3 Financial Goals for Australians This Year

    16 Feb 2021

    AUSTRALIA'S NUMBER #1 BROKERAGE

    Take comfort in the fact that we are number one where it matters most.

    #1 Independent Mortgage Brokerage

    Being Australia’s #1 independent brokerage, we provide you with the scale, strength, and experience to fight for the best deal and acquire it for you.

    #1 ‘Most Likely to Be Recommended’ by Real Estate Agents

    Excellence recognises excellence. Master real estate agents who know the industry, need timely finance solutions, and five-star service for their clients all recommend the Shore expertise.

    #1 Most Loved Mortgage Brokerage in Sydney

    Shore takes pride in having the highest customer feedback scores in the industry, based on real customer data.

    Customer Reviews

    Hear from our happy customers