Derek Farmer

Derek Farmer
Senior Credit Adviser
Mobile: 0402 724 393
Direct: (02) 8076 7024
Email: derekfarmer@shorefinancial.com.au

Not many mortgage brokers have a thorough background in selling homes.

But meet Derek Farmer. After nearly a decade working as an estate agent at McGrath, he jumped the fence to Shore Financial and it’s his strong background in property sales that he believes really gives him a great advantage as a Credit Advisor.

This is because his client service philosophy is all about sharing ‘inside knowledge’ as he calls it, providing clients with added-value advice about how to make offers, as well as put their best foot forward when it comes to negotiations and how to bid at auction… tips that help them to get ahead of the competition when it comes to securing the property they want. This can help buyers get into the market much more quickly, he says.

So, they can stop spending their Saturdays endlessly looking at properties and missing out… they can just get on with enjoying life.”

In the background, Derek attends to all the details and works with the lender to make sure each client’s application process is smooth and the finances are all lined up and ready at precisely the right moment.

His thorough understanding and experience of the cycles of the property market are an asset too, enabling him to help clients to adapt to the market as necessary, either by refinancing when the time is right, or purchasing investment properties that will help them to grow their property portfolio, and structuring loans to ensure that clients have the right financial strategy in place.

When he’s not working, Derek is usually blowing off steam on a Harley Davidson somewhere around Sydney, keeping fit, playing squash or travelling.

“We benefited from Derek’s swift research and review of available mortgage options to suit our unique circumstances. We were also highly appreciative of Derek’s timely responses to all our queries – both by phone and email. Derek is highly personable and professional. This is the second mortgage we have secured through Derek and we would engage him again. We highly recommend him.”

Gabriella H

“Derek rescued me when another broker dropped the ball when I was dealing with a mortgage across states during COVID. He was professional, positive and delivered exactly what he said. He made the process easy. My nephew had told me he was great and he is…. now I’ve referred my daughter.”

Margaret S

“Derek helped my wife and I to secure a loan for our property in a challenging circumstance. He went above and beyond for us and was always available to answer any of our concerns. Derek is extremely knowledgable in his field, provides sound advice and his a very friendly and down to earth guy. It was a great experience working with Derek and his team.”

Dolan Reskov

“Derek and Laura from Shore Financial went above and beyond to ensure that we could gain the lowest rate mortgage for our first home purchase. Not only did they provide the lowest rates in the market, they are committed to ensure you are across the whole process and understand each component. Derek and Laura really made buying our first home an absolute breeze and I could not have asked for a better service, they delivered, went above & beyond as well as took the time to ensure we fully understood the whole process.”

Jonathan Conway

“Derek managed our financing transaction in a professional yet personable way. We always thought he was on our side in achieving our goals. He handled everything efficiently, while keeping us informed of progress. If the test of good management is knowing how to handle problems as they arise suddenly, then Derek was able to unobtrusively manage every problem without apparent stress to us. We recommend him without reserve.”


“Derek was a great help during the process and made buying a home stress free and enjoyable. Good communicator and friendly; wouldn’t hesitate to use his services again or recommend him to friends.”

Niki Leek

“I found Derek from Shore Financial very helpful in securing my loan. My situation was complicated and he was not fazed at all. His service is prompt, courteous and very informative.”

Nadya Chami

“I never used a financial broker in the past but after dealing with Derek, I will never negotiate with the bank anymore. Derek did it all.”

Marietta Bautista

“Derek Farmer made refinancing easy when I know it is a minefield out there. He had my best interests at heart at all times and made sure I got the loan that best suited my needs.”

Nerida Stapleton

Get in touch with Shore Financial today and maximise your opportunity through property!

  • Levels 3 & 4, 153 Walker Street
    North Sydney, 2060

  • 1300 416 700

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