Charlie Loveridge
Senior Credit Adviser
Mobile: 0421 311 112
Direct: (02) 8045 2564
Email: charlieloveridge@shorefinancial.com.au

Within the first few minutes of talking to Charlie, you feel like you’ve known him for years. He’s an easy conversationalist and exceptionally personable – attributes he says that were honed growing up on a property at Cowra, where his parents ran a restaurant and cellar door.

Several years spent ‘waiting tables’, he says, have given him a love of talking to people and listening to their stories and dreams. Then, after moving to Sydney to boarding school, completing a degree in Property Economics and spending some time working in commercial real estate, Charlie discovered mortgage broking. He says the single most enjoyable aspect of his job now is helping people to realise their property dreams.

And, as a determined goal setter himself, Charlie says it’s great to see people reach the achievements they set themselves, but his greatest motivation comes from client feedback.

Charlie’s client service efforts have seen him be awarded in the MPA’s list of Top 100 Brokers in both 2017 and 2018.

2018 has been a big year for Charlie both professionally and personally. Added to his delight at being awarded in the Top 100 for the second year in a row, this year he also got married and adopted a cat called ‘Crumpet’ who he says, along with surfing and golf, helps him to relax and de-stress.

“This is a busy job at times and requires juggling a lot of priorities and taking care of small details, but it’s really rewarding. The measure of success for me is when clients recommend our services to others – that’s when you know you’ve done a good job.”

“Charlie’s attention to detail, ability to anticipate issues, and timely professional communication has kept us coming back to him for loan advice for last 5 years. Would highly recommend.”

Sean C

“We cannot recommend Charlie more highly. He made a finding the right financing solution seem easy and he really understood exactly what we needed. Charlie goes above and beyond in what we expected from a Mortgage Broker.”


“As a first time home buyer Charlie held my hand throughout the process taking the burden of any worry I had and making the process seamless and stress free.”


“Charlie was great to deal with. Very professional and knowledgable. We first spoke more than 12 months before actually finding a house to purchase and he was helpful right throughout the process from finalising a savings goal, finding the right lender, completing the application, and through to settlement.”


“Thanks to Charlie for guiding through what seemed a very scary process to me but with his help and knowledge it was so streamlined and much less stressful than I thought. Would highly recommend. “

Judith Shanahan

“Thank you Charlie, I cant express my gratitude enough for making my recent refinance so simple and easy. You really took the time to understand my needs and situation and provided the best product for me, not only did this improve my financial position but also gave me comfort in the process which would otherwise have been difficult.”


Natalie Cater

“In what can be a stressful process Charlie helps give you the confidence to make a decision based on your financial position. Charlie allows us to trust him throughout the entire process, ensuring we are gaining the best competitive rates, solution which matches our criteria. Charlie saves us time, money and more importantly the stress of dealing with the banks.”

Hayden Barker

“Charlie helped us to secure a great deal with our home loan so that we could purchase our first home. He was so friendly, helpful and approachable, which made the whole process a lot less stressful than it otherwise could have been. I absolutely recommend his service. Thank you !”

Megan O'Connor

“Charlie and Marc succeeded to understand my needs, make me feel comfortable investing and restore the trust I lost with my previous broker, thank you!”

Louise Boudoux

“I’d like to let you know about the great experience we had with Charlie Loveridge in securing finance for our new home.

Charlie worked tirelessly to cover all options for us and to get us the best deal for our new mortgage.  Charlie was always responsive and went out of his way to thoroughly investigate all options and address any questions we had no matter what time of day or night. We changed our thinking a few times which meant more work assessing. We were never made to feel this was too much work or too much to ask.

Charlie really knew his stuff and was able to explain the options, pros and cons in a way that really helped us make a decision, not just about finance but the whole process of purchasing a property and the many trade-offs and decisions involved.

Despite significant challenges now in the market to secure finance, Charlie worked through these to get us a good outcome in the time frame we needed.”

Mike and Maggie Dunkley

“I wanted to take the time to give feedback on the experience we have had with Charlie Loveridge as our mortgage broker. We were referred to Charlie through PPD so it is thanks to PPD Real Estate  that we found him. 

PPD referred us to Charlie back in 2016. We did not end up buying our family home in Clovelly until June 2019. Throughout the time we took to select and secure our beautiful home, Charlie was patient, professional and went out of his way to assist us in every aspect of the transaction. 

His advice was spot on, and his ability to translate complex financials into every-day terms is remarkable. He really did come on the journey with us and I commend your selection of him as a recommended advisor.”

Lucy Iscotta

“Charlie is efficient, highly competent and exceeded my expectations. I was delighted with the service and rate which Charlie secured for my investment property and would highly recommend Shore Financial.”

Manon Pietra

“Charlie is passionate about what he does and very professional in his approach, whether it be meeting after hours to accommodate our needs or being available for questions or simply returning phone calls. I would recommend Charlie and Shore Financial.”

Tandy Houseman, Business Development DirectorAllergan

“Charles was exceptional in assisting my family complete the financing of our new home. His understanding of the different providers and their particular requirements was instrumental in providing a very satisfactory execution. Highly recommended!”

Gavan Lynn

“Charlie went above and beyond as our mortgage broker. He has a great understanding of the market and gave us good advice on our investment. He was quick to deliver us a fantastic loan product which included some of the best rates in market – thank you!”

Jessica Moras

“Charlie was a huge help to my partner, Jane, and me. We owe a lot to his hard work in helping us secure a mortgage for our first home. He’s extremely knowledgeable, goes the extra step to help out beyond his role, and found alternative solutions when many other brokers simply said no. No hesitation whatsoever in recommending him to anyone looking for a credit advisor.”

Conrad Beer, Managing Director Young Cardinals

“Charlie has exceeded all of my initial expectations when searching for lending – knowledgeable, helpful, prompt, a pleasure to correspond with, nothing is ever too difficult. I will continue to use and recommend Charlie whenever possible.”

Adam Haughey, Trade Manager PCM Projects

“Charles was an excellent broker. He was extremely diligent and seemed to put personal attention into everything he did for us – a lovely guy, too. Charles was able to simplify and significantly reduce our borrowing costs. We would definitely recommend Charles to anyone looking at refinancing or obtaining a new mortgage.”

Tamar Haban-Beer Stats, Vice President, FICC Corporate SalesJ.P. Morgan

“We got in touch with Charlie via our agent and are very happy we took the time to sit down with him. He understood our needs perfectly and guided us through our refinance plus kept us up to date throughout the whole process. His communication is excellent and he is a pleasure to deal with. Thanks Charlie.”

Daan Ranshuijsen

“I cannot more highly recommend Charlie’s services. I found him not only friendly but also extremely knowledgeable and versatile to our needs. He took the time to explain things and I never felt rushed or that Charlie was not completely focusing on us at any time. The whole process just went so smoothly and we were kept well informed all the way along.”

Jason Nott

“Thanks Charlie for all your hard work, it certainly paid off. You were very efficient, made yourself available at any time of the day, including weekends. I’d certainly recommend you and look forward to doing business with you when we purchase our home.”

James Carr

“Working in the Real Estate industry, I come across a lot of brokers. Charlie is very knowledgeable, detailed and works harder than any other broker I know. I was amazed to see the amount of money Charlie was able to save me per month after refinancing my loans. I recommend Charlie to all of my clients and my family members and have never been disappointed by doing so.”


“Charlie gives 100% at all times, and I always felt like I was in expert hands. We had challenges throughout the process which Charlie successfully navigated and left us delighted with our new property purchase. I know Charlie was always trying to do the very best by me, and will (and have) recommend him to anyone looking to purchase a property.”


“Charlie has provided us with excellent service. He provides good advice, is knowledgeable, took the time to understand our needs, is quick to respond to questions and provided excellent recommendation and products. We would definitely recommend Charlie!”


Get in touch with Shore Financial today and maximise your opportunity through property!

  • Levels 3 & 4, 153 Walker Street
    North Sydney, 2060

  • 1300 416 700

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