Buying and Selling Costs Calculator

Why Use a Buying & Selling Costs Calculator?

Selling your current home and buying another is a big financial move—one that comes with several hidden costs. This tool helps you:

• Estimate the net profit or cost of your property transaction
• Plan ahead for government charges and professional fees
• Understand how much equity you’ll have left to reinvest
• Avoid unexpected out-of-pocket expenses

What Costs Does the Calculator Include?

When Buying:

• Stamp duty (varies by state/territory)
• Legal and conveyancing fees
• Loan application or discharge fees
• Building and pest inspections
• Mortgage registration fees
• Lenders Mortgage Insurance (LMI), if applicable

When Selling:

• Real estate agent commission
• Marketing and advertising fees
• Legal/conveyancing fees
• Discharge of mortgage
• Moving costs
• Capital gains tax (for investment properties)

Make Smarter Property Decisions

Whether you’re selling to upgrade, relocate, or invest, understanding the full financial picture is essential. At Shore Financial, we go beyond the basics—helping you structure your finances, understand your equity position, and align your property goals with smart lending solutions.

With over 70 lenders on our panel and a holistic advice model, we can help you turn your property plans into reality—while staying financially prepared every step of the way.