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Mortgage Basics

Bank vs. Broker: What is the better choice?

Mortgage Brokers teach you how to buy. A good mortgage broker will guide you through the home buying process, from application, liaising with your solicitor, compiling documents, right through to your settlement.

Bank vs. Broker: What is the better choice?

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They aren’t tied to particular lenders and products. Mortgage brokers work with a huge number of lenders, that way they can compare service, rates and products, without being dedicated to a specific one. If you’re in the market to purchase or refinance visit Shore Financial today.

They aren’t tied to particular lenders and products.

You can benefit from their experience. Many brokers have years of experience in the credit and finance industry. They know how to get your application approved and get the best loan that fits your situation. If you’re in the market to purchase or refinance visit Shore Financial today.

You can benefit from their experience.

Brokers can make home buying easier. A professional broker will keep you up-to-date at each stage of your application and settlement. They do the leg work for you. The broker will liaise with your conveyancer and real estate agent to ensure the process is seamless and stress-free.

Brokers can make home buying easier.

They can speed up your application. Good brokers have good relationships with lenders, which means application turnaround times can be much faster than going to a bank directly. We are able to get you approved in less then 24hrs.

They can speed up your application

Services are FREE. That’s right, mortgage brokers are FREE of charge because the lenders pay a commission when the loan is settled. Using a broker is a great way to get the best deal available in the market.

Services are FREE

They specialise in specific types of loans. Many banks don’t have the experience to handle complex or special requirements, but specialist brokers understand a huge range of circumstances.

They specialise in specific types of loans

They can help make your mortgage work for you. A broker will explain home loan features, such as offset accounts and redraw facilities, which can help you better manage your mortgage over the long term.

They can help make your mortgage work for you

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